How to add Visa or Mastercard to Alipay in China – A step-by-step guide

Step 1: Check if Your Card is Eligible

Before you begin, ensure that your Visa or Mastercard is eligible for use on Alipay. Currently, Alipay supports most Visa and Mastercard cards issued by banks outside of mainland China. To confirm your card’s eligibility, visit the Alipay website or contact your card issuer.

Step 2: Create an Alipay Account

If you don’t already have an Alipay account, you’ll need to create one. You can do this by downloading the Alipay app from the App Store or Google Play. Once you’ve installed the app, open it and tap on “Sign Up.” You’ll need to provide your name, email address, and phone number to create an account.

China: Alipay app


Step 3: Add Your Visa or Mastercard to Alipay

Once you’ve created an Alipay account, you can add your Visa or Mastercard to it. To do this, open the Alipay app and tap on “Wallet.” Then, tap on “Add Card” and select “Credit/Debit Card.” Enter your card number, expiration date, and security code. Tap on “Add Card” to save your card information.

Step 4: Verify Your Card

After you’ve added your card to Alipay, you’ll need to verify it. To do this, Alipay will send a small amount of money (usually around $1) to your card. You’ll need to enter the amount of money that Alipay sends you in the Alipay app to complete the verification process.

Step 5: Use Alipay to Make Payments

Once your card is verified, you can start using Alipay to make payments. To do this, simply open the Alipay app and scan the QR code of the merchant you’re paying. You can also use Alipay to pay for online purchases by selecting Alipay as your payment method during checkout.

Tips for Using Alipay with Visa or Mastercard

  • When adding your card to Alipay, be sure to enter your card number, expiration date, and security code correctly.
  • Alipay may charge a small fee for using your Visa or Mastercard. The fee varies depending on the card issuer and the amount of the transaction.
  • You can use Alipay to make payments in both online and offline stores.
  • Alipay is a safe and secure way to make payments. Your card information is encrypted and never shared with merchants.